Have you ever heard of “Eat that Frog”? To me it means do the thing that you are dreading right now and get it over with. Do what you hate and are agonizing over right now and move on, get it out-of-the-way. It will probably only take you 5 minutes and will free up that part of you that’s been hanging on to it for all this time. So make that phone call, send that payment, call to cancel or say no. Do the unavoidable now. Whatever it is, it needs to get done, so do it now!
Now don’t you feel better? It’s done.